We inform you how rate home loan that is fixed

Take pleasure in the certainty of once you understand exactly what your repayments are by having a grouped Community First Fixed speed mortgage loan. It lets you lock in your house loan price for 1, a few years. Please just take a brief minute to examine the mortgage loan key points Sheet before starting. Various interest rates use according to loan function and payment kinds.

Features and advantages

  • Deposit your cash right into a 100% offset center which enables you to decrease the interest on the mortgage loan
  • Save cash with $0 monthly and $0 yearly charges
  • Make repayments that are extra to $25,000 per year without penalty and redraw your hard earned money since you need it
  • Reap the benefits of versatile payment choices – spend weekly, fortnightly or month-to-month
  • Reverts into the standard adjustable item by the end regarding the fixed term, otherwise you’ll specify to decide on another term arrangement that is fixed
  • Owner-occupiers can borrow as much as 95percent of this home value with loan providers home loan insurance coverage. Loan providers home loan insurance coverage will use in the event that you borrow over 80% associated with home value
  • In the event that you borrow 80% or less associated with the home value loan providers home loan insurance coverage might never be needed.
  • Various interest prices use predicated on loan repayment and purpose types.

Additional charges may apply also. Please relate to present routine of costs and costs.

  • Brand New application fee $600
  • Valuation, legal and top up costs may apply
  • $0 monthly and $0 yearly costs
  • Web ( BPAY ®, interior and transfers that are external $15
  • Staff Assisted $30

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